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If you own a commercial property, or if you rent out a commercial property for use, it is prudent to have landlords insurance.
The risks associated with it are very different to a normal home insurance policy.
Buy to let insurance isn’t a legal requirement but it is wise for anyone who is a landlord to keep their investment protected.
Also known as Let Property insurance, the insurance covers the risks that a standard contents and buildings policy doesn’t.
What we cover
Building insurance covers your property against fire, storm, flood, falling tees, lightning, earthquake and explosions.
You can also include loss of rent cover for insured perils. For example, if there was a fire and you couldn’t collect your rent from your tenants then, cover could be in place to reimburse the loss of rent for a 12, 24 or 36 month period.
All landlords need Public Liability cover in case of injury to persons visiting your premises for example, a faulty staircase causing a fall.
Cover will re-house your tenants following an insured event such as flood or fire.
Glass and replacement locks can also be included.
BEWARE OF BEING UNDERINSURED:
The effects of being under insured can be devastating as you will not receive the full settlement cost of your claim. Please ensure you insure for the full rebuilding cost of your property. Older properties can have higher rebuilding costs.
Call Us Today
We have access to a panel of insurers who will provide a fast and free quotation. We will ensure you have the correct cover for your personal needs.
For further information on David Insurance | Landlord Insurance or our many other insurance products, speak to our dedicated team at David Insurance on: 0115 9705073
Please note that all calls are recorded for training and monitoring purposes.
We are open: (Mon-Fri: 9am-4.30pm, Sat: 9am-12 noon)